Ways to Save Money and Be Rich after You graduate

There’s no one among us who does not like to have more money. If you sometimes wonder about how the rich and successful have so much of it though, you need to read on. We have compiled a list of hacks that you can apply in your daily life to save money the way wealthy people do.

1. Be careful about small expenses

All of us are usually careful about making big investments and huge purchases. However, we tend to spend recklessly on seemingly small expenses.
But of course, these small expenses can amass to a big amount.
As Suze Orman rightly pointed out, “Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.”

2. Focus on the future

It is very easy to spend money for getting something that we like but at the end of the day, you will end up spending everything no matter how well you earn. Shift your focus to the future instead of getting satisfaction in the present.

“You can be young without money, but you can’t be old without it.” – Tennessee Williams

3. Don’t buy unnecessary things to make an impression on people

Although we all like to have good feedback from our peers and friends regarding the things we own, we need to set a limit for us. You should buy things that you need but don’t just buy those to impress others. Otherwise the sky isn’t the limit for buying things!
“Stop buying things you don’t need, to impress people you don’t even like.” – Suze Orman

4. Put things in black and white

There are so many expenditures in today’s world that you would end up without any savings if you don’t plan and budget your money; the inflows and the outflows. Wealthy people know where their money comes from and where it goes.
An Excel sheet can really help you in this regard.
“A budget is telling your money where to go, instead of wondering where it went.”- John C. Maxwell

5. Work hard

Unlike the common perception that wealthy people just have fun and enjoy their life, the reality is that they work harder than the common person, at least in the most productive age. So try to increase your income, and when it gets increased, save a larger portion of it than ever before.
“I like business and the truth is I save way more than I spend. I invest. I plan for the future. I have a special eye for opportunities and work harder than anyone might expect.” – Sofia Vergara

6. Save a huge portion of your income

Again, we think that wealthy people are always splurging and spending on things. No, they are not. That is why they remain wealthy.
They always save a portion of their income. So save a large proportion of what you get. This will ensure that you do not run out of money at any point in time.
“Save one-third, live on one-third and give away one-third.” – Angelina Jolie

7. Make the most of sales and bargains

Just like us, the rich love to get the highest value of money. They always try to look for getting more value through finding great deals, bargains and discounts.
“Why should you pay more for something that someone else is paying less for?” – Sarah Michelle Gellar

8. Invest your savings wisely

We usually ignore the small amounts but such tiny amounts can add up to a substantial sum. If you have more, it is even better. To top it, if you invest the money properly, you will be amazed at the result yourself.
“A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.”  – P. T. Barnum

9. Practice the Millionaire’s Formula

A common man’s way of thinking is usually that he saves after meeting the necessary expenditures. A wealthy person’s style is the opposite: we like to call this the Millionaire’s Formula.
Here’s how it goes: upon receiving your income, put a certain percentage towards giving back to the community, and also a certain percentage for your investments for your financial goals. Only spend what is left.
“Do not save what is left after spending, but spend what is left after saving.” – Warren Buffet

10. Close leakages

The wealthy don’t ever pay any unnecessary charges. They remain very careful about the fees and charges that can be avoided.
“Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin

Follow these simple, practical tips in your life and you will be able to see the difference yourself. Happy savings!

Habits That Will Stop You From Achieving Sucess

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“I would be so successful if someone just gave me a shot!”

Many people out there have mindsets and attitudes that set them up for failure. When confronted with possible reasons for failure, or a lack of personal success, they often end up just making excuses. Here are 10 particular bad habits that keep those people from achieving success.

1. Loafing

They’ll write that novel just as soon as they’re done with their favorite show. Oh, but now they’re hungry. They’ll get started after a snack. Oh, but now that snack has made them sleepy–a little nap couldn’t hurt, right?
One of the hardest, and the most obvious, parts of achieving success is the actual work. Procrastinating, making excuses or tricking themselves into loafing is just going to cement the fact that nothing will ever get done. It might not sound pretty, or even too easy, but the easiest way to get to success is to just jump in and get going (which is exactly how I got started).

2. Blaming

It’s not their fault they’re not successful. The industry is bad, they don’t have the money, etc. When it comes down to it, however, who is the one responsible for their success? Themselves.
This is the day and age where people are launching successful start-ups in a few months, getting published online and finding their way to success one way or another. Some things might be out of their control, but blaming others is just going to waste the energy and time they need to get going.

3. Sour grapes

Being envious of the success of others is almost as bad as blaming them. All the time and energy they could be putting into their own goals is going towards a person who more than likely has done nothing but show them that the goal is attainable. They don’t have to be applauding their success, but being envious and sour about it is a waste of time–let it roll off the shoulders and dig down towards accomplishing goals.

4. Minimizing others success

Again, they don’t have to be cheering and raving about the success of others, but minimizing their accomplishments looks bad on them and on their own goals. If they attained success, would they want others rolling their eyes and treating it like it is not a big deal in the slightest? I highly doubt it. “So they climbed Mount Everest, big whoop. Plenty of people have done it before.” Have they?

5. Talking

They’re going to do this, they’re going to do that–the proof is in the pudding, ultimately. Talking about their goals and what they’re going to accomplish is all well and good, but talking time is better spent actually doing. Talking about goals has actually been shown to make you less likely to reach them, so zip up those chattering lips and dive in.

6. Making assumptions

You know what they say about the word ‘assume’, it makes an (inappropriate word I’ll leave out of this article) out of ‘u’ and ‘me’ . Unsuccessful people are the best at making assumptions without considering other outlets or opportunities. Missed chance after missed chance can put anyone behind, or completely ruin something that they poured a lot of hard work into. People are often surprised at what happens if they take a chance instead of listening to that little pessimist inside their heads. ‘Never assume’ is good advice and it is a mindset they should get out of as quickly as possible.

7. Procrastinating

This one is obvious, isn’t it? It’s about the same as loafing, but even worse because it applies to multiple areas of our lives. That big project? Eh, its not due for a week. Dreams? Eh, going to be taking a class to learn how to write in a few months, I’m just relaxing until then.
Procrastination is not the friend of successful people. Many of them had to learn how to either make procrastination work for them or to barrel through it and press on, even with the proverbial sloth demanding you park it on the couch.

8. Naysaying

“It will never work. It is impossible, I just can’t …” That is about when it is time to take a good look at what they’re doing. There are a plethora of people out there that once thought the same thing: they can’t get a man into space, they can’t find a way for a human to fly, they can’t cure a disease. Well, people did what was once considered impossible. If they can defy the entire world, why can’t they defy the internal pessimist and get there? Don’t say that it is impossible. In the world we live in today, it seems like impossible is becoming a word that gets weaker every day.

9. Consuming

Fast food, energy drinks, trash TV–their brain is sobbing at the thought. With all the time spent taking in things that are not good for their brain or body, how can anyone expect it to happily balance out and produce the stuff they need to achieve success? Output should be greater than input; though they don’t have to take the starving artist spiel literally. The point is, production is where the value is, not the absorption.

10. Quitting

“Well, I tried.” Sure, they tried once. That horse is shaking its head and trotting off to find someone who will get back on it. There’s nothing necessarily wrong with cutting losses sometimes. After all, no experience is ever truly wasted, but quitting is the mortal enemy to successful people. If they believe in something, they want to find that success, there is no road map. You may very well have to carve your own path through treacherous jungle. If they give up the first time a mosquito bites, then they’ve doomed themselves already.
Success, in large part, is about the human being in the arena. People cheer for them, their struggle and victory, but the person who watches idly and scoffs, having never tried has also never really lived.

Mindsets are not set in stone. It is never too late to get started and change perspective. After all, achieving success is completely up to them; they are the one making excuses and holding themselves back. Decide when it is time to stand up and get back into that arena.

FOR ASPIRANTS; CUT THE EXCITEMENT AND KNOW THESE THINGS

There I was on the couch watching Chelsea FC take out Leicester city FC, sipping up a banana flavor yogurt and off course, doing what every 21^st century human does with technology (gadgets); “chatting on facebook”. I was in such a great mood I decided to have some nice little chat with several aspirants. There was this economics aspirant (am sure she’s reading) who called me and kept telling me how excited she was about her screening coming up. I understood though, she couldn’t help her excitement, perfectly understandable, but I kept wondering if she was equally as prepared as her excitement level seem. So I tried screening her myself. As a prospective economics student that she was I asked her what the major tools for economic analysis were, she kept quiet as I waited, and told me she didn’t know. I was shocked. I was shocked big-time. I asked her what a “budget” was and again she didn’t know. I just spent the rest of the day wondering what she thought she was coming to KSU to do. The more I thought I started generalizing, “with all this relative excitement, what do these aspirants think they are coming to KSU to do?”

Let’s get some things perfectly clear, no staff in KSU (academic or non-academic) is going to sit with you during your screening and ask you “what is the name of the v.c” kind off questions and recommend your name for admission based on those kinds of questions. No, it’s not done. So if you are sitting somewhere thinking that’s what you’re going to meet, sorry to disappoint you but that’s most likely not what you’re going to get. So what are you getting excited about, because if you’re all excited like it’s the 25^th of December I hope for your sake you’re equally prepared.

Quite simply, it’s a test, which will be conducted orally in an interactive manner. So like the former computer based test, it’s still a test. A quick insight, shall we;

·         The advantage of this format is that questions are most likely going to be based around your course of study unlike before when candidates had to read wide to pass.

·         Come your screening date it won’t matter who you know in and around the institution. The people screening you most likely won’t know or give damn about you.

·         The only key to your success based on the advantage listed first (the test revolves around your course of study) is how prepared you are.

Below, is exactly what you need to do to be fully prepared:

-          Know the basics (very very important): how would you expect to gain admission as a geography aspiring candidate if you don’t know what percentage of the earth is covered by water, or as a math aspiring candidate if you don’t know what regression line analysis means in statistic. There is no course in the institution that does have its basics (like mass communication starting from communication, or sociology being about the environment and so on) which you should have prior knowledge about either through your secondary school or through………..

-          Doing proper research about your course of study: no matter how sound you think you are in the knowledge of your (prospective) course of study you still have to keep researching. Knowledge as they say is never enough, never ending so no matter how much you think you know there’s still a billion other things you don’t know so keep studying and researching until what you know is sufficient to see you through.

-          Dot all I’s and cross all T’s: like I said in the point above, you have to find the loopholes in your knowledge of your course of study fix them in time for your screening. Fact is, it’s just a couple of hours, but it’s the most important “couple of minutes” of your life, for now (except you’re getting ready to marry soon or something) and you have to prepare adequately for it.

-          Work on yourself: your physical appearance, your diction, your style of talking, your mode of talking, your tone of talking, the way you relate and so on. You have to work on these things, make sure they’re in sync. You have to be charismatic enough to face anybody, and speak confidently to sway anybody during your screening. Balance is also very key to, don’t appear too confident, don’t laugh too much, or at least don’t laugh when it absolutely not necessary. Don’t just frown your face like ginger bread. Be yourself but work on yourself.

-          Browse through your secondary school stuffs over and over and over………and over again: yep. Absolutely necessary too. Keep yourself fresh.

-          Know thy God: this does not need much explanation, you know what I mean.

Do all this and yes, you are good to go. Do all this and yes, you are prepared. Cut the excitement now and do these things.

Am out!!!!

J.L.O

JAMB Will Not Postpone The 2016 Admission Deadline - JAMB Boss

The Joint Admissions and Matriculation Board (JAMB) yesterday stated that the deadline for the conclusion of admissions into higher institutions for 2016 remains effective.

This was disclosed by the Registrar of the board, Prof. Is-haq Oloyede, during his address at the opening of an Extra-Ordinary Technical Committee Meeting on 2016 Admissions to First Choice Institutions which was held at the Baze University, Abuja.

He mentioned that some institutions were not able to submit names of their admitted candidates for approval as internal processes leading to the exercise had not been completed.

It was gathered that such institutions have requested for an earlier special date than the date for the Second Technical Committee Meeting scheduled for Nov. 14 in Owerri, Imo State.

According to him, the affected institutions are expected to make presentations of their recommended candidates to the board at the meeting.                  

University sacks 35 staff over insufficient funds

The Federal University, Lafia, has terminated the appointment of 35 of its non-teaching staff over the inability of the institution to pay their salaries.

Mohammed Sanusi-Liman, Vice Chancellor of the university, told journalists on Sunday, September 18, in Lafia that the council took the decision due to insufficient funds.

Mr. Sanusi-Liman explained that the affected staff, who were employed by the institution earlier in the year, comprised 11 corps members who were retained after their service year and 24 others.

He said the council had directed the management to source for funds and pay off the affected staff since they had worked for over five months without being paid.

“It would be inhuman to keep the staff working when we cannot pay them giving our poor budget and that is why the council decided that we should pay them off,” he said.

According to him, the university has consistently encountered a shortfall of over N38 million in its allocation for several months, which had adversely affected the running of the institution.

He also confirmed that the management had uncovered a job racketeering syndicate in the university, which had offered illegal employment to some persons.

“When we got wind of the matter, the management set up an investigative committee which turned in a report that was submitted to the council.

“The university council referred the matter to its disciplinary committee for investigation and appropriate action,’’ he said.

On the post UTME screening of candidates for admission into the university for the 2016/2017 academic session, the vice chancellor said that over 4,000 applicants had been screened.

He added that the council would meet to determine its carrying capacity before the admission list would be released.

He also announced that the university council had approved the commencement of its post graduate programmes effective from the 2016/2017 academic session.

Exam board warns against unjust admission processes in 2016

The Joint Admissions and Matriculation Board (JAMB) has cautioned tertiary institutions in Nigeria against any form of arbitrary and unjust processes during this year’s admission procession.

The registrar of the board, Prof. Is-haq Oloyede said this on Friday, September 16, during his address at the Extra-Ordinary 2016 Technical Committee Meeting on Admissions into First Choice Institutions held at Baze University in Abuja.

He stated that, while institutions reserve the right to admit students, they must justly explain why other candidates were rejected.

“The institutions have the right to select (their students) but they must be able to explain if someone is not taken.”

“Universities have the right to determine the criteria for admission but the criteria must be reasonable, explicit and must have been published prior to application by the candidates.”

During his speech, Oloyede bemoaned the admission criteria of some institutions which is supposed to be universal.

“Even when you are not having candidates from other parts of the country or one reason or another, you should be able to be national no matter your proprietorship,” Oloyede said.

“A situation where you have a federal university with students from only 10 to 15 states of the federation, that shows that the institution is not justifying its existence. We are insisting that every institution must have students from every state of the federation in order to bring national cohesion, unity and students who will be global products.”

He said that, although JAMB will not be entitled to inserting students into any institution, the board would ensure that all candidates are treated fairly which is part of its role as  a referee for justice, equity and standards.

Oloyede assured that the “only difference between this year’s admissions process and what has always been the practice, is the policy that there should be no written post UTME test. All other processes remain.

“A situation where requirements that were not stated in the brochure to guide candidates suddenly become applicable during admissions exercise would be unacceptable. This is because a condition not stated in the rules cannot be effected to the detriment of law abiding applicants who applied in accordance with the institutional provisions in the brochure,” he said.

WHAT'S UP :SCREENING,STRIKE AND OTHER ISSUES

What’s up ladies and gentlemen of ksu, or paau. It’s been a rather sub-due week in the KSU world, with the screening registration and preparation still in the mix. The release of NECO results is coming at the best possible time for aspirants.

Down to the issues;

ISSUES:

-         Second semester registration has commenced for undergraduates: Students can now go to the school portal and register their second semester courses and also begin to sign their course forms. However, it is important to note that this is (at the moment) applicable to 100 level students as 200 level upward will have to wait for the release of the previous session’s second semester results (in case of carry overs).

-      Neco june/july ssce results for 2016 released   : Great news for aspirants who have some few problems with their WAEC results and will be looking to combine both results.

-         Direct entry form now on sale: Interested candidates can now apply.

-         ASUU denies threatening to embark on strike: This week’s (and several other weeks) most topical issue. Recall that some reports had stated that the Academic Staff Union of Universities had slated October 2^nd for a nationwide warning strike, and a full blown strike in November if the federal government failed to look into the issues they tabled. This report was emphatically denied and the strike report has been laid to rest, well, at least for now. This is more like the best news of the year for the KSU world, something of the sort (if you know what I mean). We’ve done three (fricking) months already, any news of strike is just not good at this point. Please, no more strike news, no more.

That’s it for this week. Stay blessed.

Am out !!

J.L.O

No plan to strike, ASUU assures Nigerians

The Academic Staff Union of Universities, ASUU, has no plans to commence an interim strike on October 2, an official has said. 

The Chairman of the University of Abuja chapter of ASUU, Ben Ugheoke, on Wednesday said that he was wrongly quoted on a planned strike. The News Agency of Nigeria had quoted Mr. Ugheoke on Tuesday as saying the lecturers’ strike would commence next month. 

In an interview on Wednesday, Mr. Ugheoke told said he never gave such statement to the NAN reporter. “A certain reporter in NAN is responsible for this damage,” he said. “As a result of this falsified report, I am facing a panel later tonight from ASUU National body.” The university don said he had asked for a rebuttal of the story since it was published. “I have reached out to the NAN reporter and he told me it was a mix-up. He also begged me to save his job,” he said. 

In the report widely circulated by Nigerian media, the government news agency quoted the don as saying ASUU was to embark on a one-week warning strike from October 2. The report also said a full blown strike was planned for November if the federal government failed to meet the demands from its negotiations with ASUU in 2009 and 2013. 

The report also highlighted that the federal government was yet to provide funds for the Universities NEEDS Assessment and the facilitation of the registration of the Nigerian Universities Pension Management Company, NUPEMCO. Speaking on ASUU, Mr. Ugheoke said the union had been sensitizing the public on its stance on national issues and university education. “We have had zonal press conferences. Abuja zone had its own on August 31, 2016. Although I was present, the event was anchored by the zonal coordinator, Theophilus Lagi”.  “During the event, we listed all the things we have been trying to get the federal government to look into. “This we did so that the general public can be made aware of what we are doing and the current state of things between ASUU and the federal government. “We have never given a date for any form of strike, whether warning strike or full blown strike. There was nothing like a date fixed for a strike,” he said

PREMIUM TIMES

The Things You Need To Survive As A Nigerian Graduate In The Real World

This article is dedicated to students who are still in high school, and undergraduates in the higher institutions learning. For those who are privileged to have access to formal education, there is this long time belief that higher education would guarantee one financial security, fame and success in life. Hence the common advice parents give their children is “go to school, get good grades and a high paying job is guaranteed”. The reality is that this belief and strategy of surviving in the real world is now outdated. Graduates who see the acquisition of a degree as a means of surviving in the real world only get outside there to find out that they were not ready for life at all.

To survive in a 21st century world as a Nigerian graduate, you must equip yourself with the following five tools.

(1) SKILL: One thing you are going to need badly after school and for the rest of your life is money, that is why you still see men in their 40s, 50s even 60s still riding okada and driving taxi to earn money. The truth is that immediately you become a graduate your parents or those who were responsible for your training will stop supporting you financially. They will assume you now have all it takes to survive, so the collection of pocket money will stop, and you will have to start solving your financial problems with your own earning ability. What this implies is that you will have to look for job with your certificate, and most often you will likely be underemployed, meaning you will not be paid what you are worth. The consequence of this is that you will end up not having enough financial resources to actualize your goals. Solving your financial problem will become difficult, and definitely the need for money will rise, because you will start thinking of getting a place for yourself, so that you can be on your own, getting married, going for a master’s program and so on. As this happens, psychological problems such as frustration, depression, self-pity, low self-esteem will start setting in, and if you are not careful, you may get demoralized to the point giving up on life.
To survive or avoid this you need a skill. Skill is the ability to do something very well. In the real world, people don’t pay you for your certificate, they pay you for what you can do, and that’s is the only legal way of getting money in the society, if you do otherwise, you would be called a fraudster, a thief or an armed robber. For example if I know how to repair phones anyone who has any problem with his/her phone will always come to me , and by the time I help him/her to solve the problem, the individual will pay me for that service. Now the question is what can you do? How can you render direct service with your current course of study?
The point here is you must have a skill. If you have none yet, enroll in a training center and start learning something. There are so many things you can learn within three months, and that would earn you nothing less than 50,000 per month.
Never look down on any skill, just consider your interest and what you love doing, and then acquire a skill in that area. When you do this, you can easily become your own boss after school or even before you graduate. If you are a graduate already reading this article and don’t have a job yet I recommend same. With an extra skill, you can increase your income. Never put your hope on getting a job that is not certain. To be forewarned is to before armed.

(2) INFORMATION: There is a general believe that knowledge is power, and that is very true. The 21st century world is information driven, and you need to consistently update yourself with the latest information in the areas that are critical to your survival. Sometimes people suffer because of ignorance.
If you must meet up with the latest trend, you have to develop the habit if continuous learning, you must be an ardent reader and an unrelenting information seeker. Try as much as possible to know everything you need to know that will help you to maximize your potentials. Always remember that what you don’t know is more powerful than you. Keep yourself informed so that you will not be deformed.
Besides the acquisition of information, one other critical thing is the application of the information you have obtained. Having information without using is meaningless. Strive as much as possible to know all that you need to know about moving to your next level and take action at the right time.

(3) GUT: According to oxford advance learner dictionary, gut is defined as the courage or ability to do something difficult or unpleasant. The truth is that life is not fair for anybody, and definitely you are going to have your own share of life’s difficulty in your quest for success. If you must succeed in the real world, gut is a necessary factor, because without it you will lack the courage to take action when things are not favorable, and that will keep you long in the valley of mediocrity. You may be very intelligent while in school, but after graduation you will discover that so many of your classmates who were not as intelligent as you were back in your school days are getting ahead, the reason is simply because they have the gut to try their ideas and that’s what is getting them going.
To develop this quality, all you have to do is to cure yourself of every known fear. Experts in the field of personal development have identified certain fears that contribute to people’s failure in life. Such fears include, the fear of death, fear of loss love, fear of ill-health, fear of criticism, fear of physical pain, fear of old age and so on. I assure you that if you can master these basic fears, you are going to have enough gut to try anything. Action is what produces result. You will never succeed if you don’t try and to try all you need is gut.

(4) HARD WORK: In all of human history, hard work has been a critical tool of success, nothing can replace it. For you to survive and excel in the real world, you need an unwavering ability to take action, and persevere until you succeed. Most persons fail in life due to idleness. If you want to be poor all you need to do is be idle, and before you know it poverty will overtake you. A wise man once said that “where talent is lazy, hard work overtakes it”. No matter how knowledgeable, gifted and talented you are, if you refused to be hard-working, you will definitely be a failure. Always have it in mind that hard work is the only way. Never forget to always blend your hard work with strategic planning and persistence. Hard work combined in this manner will produce success.

(5) NETWORKING: Networking has to do with your ability to connect with people that will help you in getting to your next level. Niyi Adesanya, a personal development expert based in Nigeria once define individual competitiveness (in my own word, your capacity for success) as ‘’what you know + how you express it × by who you know and who knows you’’. I completely agree with his definition. The caliber of people you know and people who know you has a way of facilitating your success in life. As the world is today, the people we know to be the best in certain field are not actually the best. There are so many people who would have out-shined them if they are brought out of obscurity, but because they are not known by those who can position them to receive the honour they are worthy of, they remain irrelevant in their cocoon. If we must fully maximize our potential and remain relevant, our ability to network and connect with people who can help us get to our next level is critical.

Author: Taiwo Emayosanlomo, Success coach and Personal development expert.

You are allowed to share this post on your blog or website, but you must give credit to the author and the original source link of the article.


Source:http://taiwoemayosan.blogspot.com/2015/10/5-things-you-need-to-survive-in-real.html

Hobbies That Will Make You Smarter

There is a general perception that we can’t do much to enhance our intelligence. It’s almost always believed that whether you’re smart or not is determined right at birth and you can’t do anything about it.
However, these are all misconceptions. While some people have conditions that prevent them from being able to increase their intelligence level, for most people, there are plenty of things that can be done to make them smarter.

Hobbies are integral parts of our lives, and once developed, we find  ourselves immersed in them on a regular basis. Hobbies are fun and invigorating- and they can also have a great influence on our intelligence.

1. Play a musical instrument.

Confucius said a long time ago, “Music produces a kind of pleasure which human nature cannot do without”. Music stimulates your brain, and this has been proven by research as well.Music has the power to invoke complex emotions and psychological states. Various researchers have shown that both listening to music and playing a musical instrument increases memory capacity.
Playing a musical instrument also teaches you patience and perseverance for it takes time and effort to learn to play a musical instrument. It also sharpens your concentration.

2. Read voraciously.

Reading goes a long way towards increasing your intelligence level- this is further the case if you read voraciously across many different topics, from fiction and biographies, to anthologies.
Reading reduces stress, helps you to experience multiple emotions, and teaches you a lot about many subjects. All these factors help you to feel better about yourself; being at peace with yourself is one of the most important foundations for positive wellbeing.
Reading is very important for enhancing your knowledge on a subject, preparing for all sorts of situations and being more productive in how you go about achieving your goals.

3. Meditate regularly.

The foremost benefit of meditation is to help you focus on yourself and to get you to know your true self. Being engrossed in meditation helps individuals transcend to a higher state of being.
Meditation helps to reduce stress levels and gets rid of all sorts of worries. With a calm and composed state of mind obtained through meditation, you can learn, think and plan things in a much more effective way.
Regular meditation helps you to have full control over yourself. Being aware of distractions and effective methods of self-control are of the utmost significance when working to improve your intelligence.

4. Work out your brain.

Just as you need to work out regularly to keep your body fit, you also need to work out your brain to keep it in good shape. Regularly challenging the brain to do new things enhances its abilities and helps to keep you sharp.You can work out your brain in plenty of ways such as through: sudoku, puzzles, board games, and riddles. All these activities help the brain to continue forming new connections. Through such activities you also learn to respond to situations in creative ways, develop the ability to see things from a lot of different perspectives and become significantly more productive.

5. Exercise often.

A healthy body helps to ensure that you have a healthy brain. After all, your brain is like another muscle in your body. Exercising regularly keeps your brain and body functioning as they are supposed to. It reduces tension and helps you to sleep better.Doctors agree that better blood circulation to the brain means increased brain function. Various studies on mice and humans have shown that cardiovascular exercise can create new brain cells, and thus improve overall brain performance.

6. Learn a new language.

Learning a new language may not always be an easy task but it definitely has numerous advantages-making you smarter, being one of them.
The process of learning a new language involves tasks such as analyzing grammatical structures and learning new words, which enhances your intelligence and brain health.
It has also been proven through various experiments that people with high levels of verbal-linguistic intelligence are great at planning, decision-making and problem-solving.

7. Write your feelings down.

There are tons of benefits that you can receive from writing, including increasing your overall level of intelligence.
Writing improves your linguistic abilities, of course. But it also helps you to develop such skills as focus, creativity, imagination, and comprehension.
Writers are often considered as having very high levels of intelligence. You can write in different ways. You can write things with your hand or you can create your own blog. Whatever you do, you are giving words to the images in your mind; learning to express yourself clearly is a great way to boost your intelligence.

8. Travel to new places.

Travelling is not just a way to kill your boredom- there’s lot more to it than that. Travelling can really boost your intelligence.
The physical and mental workouts involved with travelling, rid your mind of stress. As you become stress-free, you are more able to focus on tasks, observations, and deepening your understanding of subjects.
Every new place you travel to offers new things to learn. You encounter diverse people, food, culture, lifestyle and society while travelling, which puts you in touch with ideas you might never have thought of previously.

9. Cook different kinds of meals.

Many of us feel that cooking is a mere waste of time and it’s something we very much want to avoid.
But instead of whining, you should feel happy when you have the opportunity to cook. Regular cooks, particularly the ones who try out a variety of meals, have high levels of creativity. They are committed to quality, aren’t afraid to try things out and they pay great attention to details.
Whenever you cook something, you are learning to multitask, measure with precision and make quick decisions. With all of these skills you’re acquiring, you’re becoming smarter too.

10. Participate in sports actively.

Participating regularly in sports activities doesn’t only exercise the muscles but also does the same for the brain. Playing sports regularly makes the brain more flexible and improves overall brain health.
Sports have added benefits too. Watching sports has been linked with increased brain function, and through exercising you work out your muscles. Involvement in sport also enhances responsiveness, coordination, capabilities, and confidence.
Top athletes are known for their special form of intelligence. It doesn’t matter whether you play football, basketball or cricket. Consider being regularly involved in some form of sport to boost your brain’s performance.