10 Things You Will Understand if You Have Ever Tried Using ATM in KSU
1. The queue

This is the first thing that could turn you
off when you try using an ATM in Nigeria. The queues are usually long
and depressing. It would be difficult getting to do anything on days
like that as you could end up getting stuck there.
2. When you suddenly see 10 people in front of you
While you must have made up your mind to
join the queue on days you have no choice, you would be shocked to see
people who were not on the queue joining the line. These people claim to
have been there before and only went to do something. At this your hope
of being the next person to withdraw would be dashed again.
3. When the machine goes out of service
After you must have waited for long on the
queue, the machine could decide to misbehave just then and go out of
service. It is usually more painful when you have one or two people in
front of you when this happens. If the service is not restores
immediately, that means you have to go to some other bank where the
struggle would begin again.
4. When the person in front of you has five ATM cards
This is another form of frustration;
imagine being on the queue for hours only to have the person in front of
you bringing out five cards.
This means you have to wait for as long as possible before you finally
have the chance to use the machine. The annoying part is most of these
people are slow and would take eternity trying to figure out how to use
the machine.
5. When there is a novice in front of you
Indeed, there are many annoying people in
Nigeria. These people could have been on that queue for as long as you
have been there yourself without mentioning their inability to use the
machine.
When it is their turn to withdraw, they would spend more time trying to
figure out how the machine works and would press all the buttons on it
before they finally ask for help.
6. When the person before you keep withdrawing
At this point you would feel like breaking
the machine itself but would hold yourself back because you would be
arrested eventually. After wasting your time on the queue and having
seen all sorts of people withdraw, the machine could go blank on you and
say temporarily unable to dispense cash.
But Nigerians are patient and would want to hold on for a little time.
Luckily this pays off sometimes as the bank officials may be around to
load the ATM again.
8. Your finally withdraw
At this point you would feel like breaking
the machine itself but would hold yourself back because you would be
arrested eventually. After wasting your time on the queue and having
seen all sorts of people withdraw, the machine could go blank on you and
say temporarily unable to dispense cash.
But Nigerians are patient and would want to hold on for a little time.
Luckily this pays off sometimes as the bank officials may be around to
load the ATM again.
8. Your finally withdraw
Imagine the joy and relief that comes from
being able to withdraw money finally. You feel satisfied and do not
really care about the time you have spent trying to withdraw since you
have been vindicated.
9. When your card refuses to come out
Your joy could turn sour after withdrawing
and the machine refuses to give up your card. The struggle starts all
over as you are stuck trying to figure out whether it would come out or
not.
You also have to worry about impatient people who are eager to use the
machine and leave. These people would start to curse and swear; they
really do not care whether the machine just swallowed your card.
10. When you get debited twice
As if the devil wants to add salt to your
injury, the network could act up and make them debit you twice.
Normally, the debited amount should be reversed in few minutes but then
you never can be sure as this is Nigeria. Anything can happen. You have
to lodge the complaint as soon as possible if you ever want to get your
money back.
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