Saturday, August 6, 2016

10 Things You Will Understand if You Have Ever Tried Using ATM in KSU

1. The queue
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  • This is the first thing that could turn you off when you try using an ATM in Nigeria. The queues are usually long and depressing. It would be difficult getting to do anything on days like that as you could end up getting stuck there.

    2. When you suddenly see 10 people in front of you

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  • While you must have made up your mind to join the queue on days you have no choice, you would be shocked to see people who were not on the queue joining the line. These people claim to have been there before and only went to do something. At this your hope of being the next person to withdraw would be dashed again.

    3. When the machine goes out of service

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  • After you must have waited for long on the queue, the machine could decide to misbehave just then and go out of service. It is usually more painful when you have one or two people in front of you when this happens. If the service is not restores immediately, that means you have to go to some other bank where the struggle would begin again.

    4. When the person in front of you has five ATM cards

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  • This is another form of frustration; imagine being on the queue for hours only to have the person in front of you bringing out five cards.

    This means you have to wait for as long as possible before you finally have the chance to use the machine. The annoying part is most of these people are slow and would take eternity trying to figure out how to use the machine.

    5. When there is a novice in front of you

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  • Indeed, there are many annoying people in Nigeria. These people could have been on that queue for as long as you have been there yourself without mentioning their inability to use the machine.

    When it is their turn to withdraw, they would spend more time trying to figure out how the machine works and would press all the buttons on it before they finally ask for help.

    6. When the person before you keep withdrawing

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  • At this point you would feel like breaking the machine itself but would hold yourself back because you would be arrested eventually. After wasting your time on the queue and having seen all sorts of people withdraw, the machine could go blank on you and say temporarily unable to dispense cash.

    But Nigerians are patient and would want to hold on for a little time. Luckily this pays off sometimes as the bank officials may be around to load the ATM again.

    8. Your finally withdraw

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  • At this point you would feel like breaking the machine itself but would hold yourself back because you would be arrested eventually. After wasting your time on the queue and having seen all sorts of people withdraw, the machine could go blank on you and say temporarily unable to dispense cash.

    But Nigerians are patient and would want to hold on for a little time. Luckily this pays off sometimes as the bank officials may be around to load the ATM again.

    8. Your finally withdraw

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  • Imagine the joy and relief that comes from being able to withdraw money finally. You feel satisfied and do not really care about the time you have spent trying to withdraw since you have been vindicated.

    9. When your card refuses to come out

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  • Your joy could turn sour after withdrawing and the machine refuses to give up your card. The struggle starts all over as you are stuck trying to figure out whether it would come out or not.

    You also have to worry about impatient people who are eager to use the machine and leave. These people would start to curse and swear; they really do not care whether the machine just swallowed your card.

    10. When you get debited twice

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  • As if the devil wants to add salt to your injury, the network could act up and make them debit you twice. Normally, the debited amount should be reversed in few minutes but then you never can be sure as this is Nigeria. Anything can happen. You have to lodge the complaint as soon as possible if you ever want to get your money back.
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